Frugality

The theme of frugality comes into play throughout the book. Frugality in the book is not just about minimizing expenses. It is also about the reader enjoying what they have. Frugality is a means to an enjoyable life, a means to financial independence, and a means to making the world a better place.

The authors define frugality as "having a high joy-to-stuff ratio. They emphasize that most people have a large number of material possessions that they do not use or enjoy. Being frugal means that the reader fully enjoys everything that they have, as well as things that are available for them to use even though they do not own them. Some examples are a sunny day, a public library, and an item borrowed from a friend. The trick is for the reader to actually use and enjoy the things they have and have access to. When...