Chapter 19-21 Summary and Analysis

Junior enters Brown University in 1893 and becomes interested in corporate reform. He meets Abby Aldrich near the end of his sophomore year and begins his career at 26 Broadway in 1897 working with Gates in philanthropy. On October 9, 1901 Junior marries Abby.

Chapter Twenty discusses the investments of John D. Gates, who begins his career as a minister, is John D.'s chief philanthropic adviser. He also handles John D.'s outside investments. At this time a group known as the Standard Oil Crowd is active on Wall Street and consists of Henry H. Rogers, James Stillman and William Rockefeller. Unlike John D., William is active in stock market trading.

The Rockefellers acquire the Equitable Trust Bank which handles most of the trust companies. It eventually mergd with Chase Bank becoming the center of the Rockefeller family finances. William is involved with...