Summary

Rumors of job cuts begin to float around the stockyards, and Jurgis begins to worry. Marija is not worried, however, because there was one recently where she works. For this reason, Marija feels comfortable enough with her savings to put it in the bank. However, when there is a run on the bank, she takes her money out of the bank and never puts it back.

Jurgis and Ona are doing well at the end of summer. They also have some savings in the bank and hope to save more when they finish paying for their furniture. When winter hits, Jurgis fights the elements to make sure everyone gets to work safely each morning. However, one day on the killing beds a steer gets free and goes wild. Jurgis injures his ankle when he jumps out of the way. At first he does...