Chapter 50 Summary

They continue to talk late into the night. Finally Elsie tells Dick that when she talked to Miss Perry about the loan for Dick, Miss Perry was too far into her depression to be coherent, so Elsie borrowed the entire eleven thousand from her brother-in-law. She goes on to say that when Schuyler paid her, she was able to pay Jack back. Now, Dick only owes her.

Elsie falls asleep on the sofa, and Dick is left to his own thoughts. He realizes that his life is slipping into a routine. He sees himself doing the same thing day after day and year after year with only a few changes. He wonders how he can find new adventure if he continues to follow the same dull routine. Dick realizes to himself that the worst of his anger has left him, and he is...