Summary

Chapter Ten begins in Norrie Beach, where Garland informs Oliver that an envelope has arrived for him from Mallow Island. The envelope contains a life insurance policy from Lizbeth that lists Oliver as the beneficiary. Oliver finds a text in his phone from Zoey, who offers to send Oliver Lizbeth’s things. Oliver is bothered by the memories the text conjures and tells Frasier to inform Zoey that he does not want any of his mother’s things. Oliver heads upstairs and finds Garland having sex with Cooper. As he considers what to do, Heather Two appears behind him. Heather Two explains to Oliver that Garland is after Cooper’s money. Then Heather Two kisses Oliver. Oliver recoils and goes to bed.

In Mallow Island, Frasier interrupts Charlotte and Zoey as they sift through Lizbeth’s belongings. Charlotte demands to know when Frasier...