Part 2, Chapter 15 Summary

Eugene is growing up and becoming aware of the North/South fusion in him reflecting the dichotomy of his parents - Eliza's inward brooding and Gant's expanding outward.

Eliza's business is doing well, and the property has increased in value. She has added rooms and baths and enlarged the property. She uses the cheapest materials, but her bank account is growing, and she has a life insurance policy that will be paid up in two years. She also has joint ownership of Gant's shop and several other properties. All told, between them, by 1912, their property is worth about $100,000, and they have a yearly income of $8,000 to $10,000. Meanwhile, Will Pentland's fortune is estimated at between $500,000 to $700,000.

A deranged multimillionaire, Simon, moves into the boarding house. He gives Eugene handfuls of coins from time to time. He has attendants who look after him...