Chapter 3 Summary

Walter comes to the Nirdlinger house and wraps up the paperwork with Mr. Nirdlinger fairly quickly while Phyllis sits observing. The witness Phyllis brought is someone that doesn't really please Walter, because it is Phyllis's stepdaughter, Lola. Phyllis has made up an excuse that she needs Lola to help her wind yarn for her knitting to make sure Lola is present to hear Walter pitch the accident insurance, which he does, pushing every selling point he can think of. Walter thinks to himself that he expected Phyllis to bring in a friend or a neighbor. He didn't bargain for the daughter to be there, and it makes him uncomfortable, considering what they are thinking of doing to her father. Finally, he's forced into giving the daughter a ride and dropping her at a movie theatre.

On the way, she asks Walter to stop...