Richard A. Epstein

In the following viewpoint, Richard A. Epstein contends that allowing patients to sue their HMOs would be disastrous. Costs would skyrocket, he maintains, because patients would sue their HMOs whenever care was denied. Moreover, the cost of lawsuits and damages would force some HMOs into bankruptcy while others would have to raise premiums, pricing many employers out of the market and leaving their employees without health care, he argues. Richard A. Epstein is
a professor at the University of Chicago Law School.

As you read, consider the following questions:

1. According to Epstein, no business should remain in operation if its own revenues cannot cover what?
2. What information did elaborate HMO databases provide, according to the author?
3. According to the author, modern studies are virtually unanimous in...