J. Patrick Rooney, interviewed by Jerry Geisel In the following viewpoint, taken from an interview conducted by Business Insurance editor-at-large Jerry Geisel, J. Patrick Rooney argues that because workplace-based Medical Savings Accounts (MSAs) offer an alternative to expensive managed care plans, they are a viable solution to the problem of uninsured Americans. MSAs, he maintains, provide low-premium, high-deductible health insurance to cover employees’ catastrophic medical bills, and lets them use any other contribution their employer makes for health care as they choose. He insists that MSAs, available only to the self-employed or those working for businesses with 50 employees or less, offer employees greater control over their health care. Rooney is the owner of
a company that sells MSAs in California.

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1. According to...