Sara J. Singer

In the following viewpoint, taken from her testimony before the House Committee on Ways and Means, Sara J. Singer argues that her new Insurance Exchange plan will achieve near-universal coverage by offering health insurance products that are a good value and accessible to all, with subsidies for those who cannot afford them. She insists that promoting competition among health plans by providing information about plan prices and quality will make them more affordable. A
competitive market, she maintains, can manage expanded coverage at little cost. Sara J. Singer is executive director of the Center for Health Policy at Stanford University.

As you read, consider the following questions:

1. According to Singer, who would the U.S. Insurance Exchange serve?
2. What would be the function of the Insurance...