Peter W. Plumley

Many researchers argue that the threat of HIV to heterosexuals is greatly exaggerated. In the following viewpoint, Peter W. Plum- ley agrees and contends that heterosexuals should not be overly concerned about the possibility of contracting HIV. He maintains that having multiple sexual partners does not increase a heterosexual’s risk of HIV infection and that it is highly unlikely for a heterosexual to contract HIV during a one-night stand. Plumley, an independent consulting actuary in Chicago, is the chairman of the Society of Actuaries Non-Insurance HIV/AIDS Task Force.

As you read, consider the following questions:

1. What is a “healthy heterosexual,” according to Plumley?
2. According to the author, what percentage of deaths among the 15–24 age group is attributed to AIDS?
3. In the author’s opinion, how do warnings about...