The authors of the book are Joe Dominguez and Vicki Robin. Joe Dominguez works on Wall Street for 10 years from ages 21 to 31 as a technical analyst and institutional investment advisor. During that time, he sees the shortcomings of a high-stress, over-worked, high-consumption life, and he figures out a way out. He develops a program to make himself financially independent using his own investment income, retiring to a life where he gets more fulfillment, yet spends less. After achieving financial independence, he still "works," he just does not get paid for it. As a volunteer, he comes into contact with other people and shares his story with them. They want out of the "rat race," too, and apply the same steps to their own lives. Vicki Robin is one of those people. Eventually, so many people know about Joe's program and like it so much that he begins to teach it as a seminar. Later, he and Vicki turn it into a tape-and-workbook set and sell 30,000 copies. The next logical step is to write a book based on the seminar, which becomes "Your Money or Your Life." Since both authors are already financially independent, the purpose of the book is purely philanthropic. The authors wish only to help as many other people as possible achieve financial independence.
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