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This book is told with a character-driven narrative that gives the book a somewhat complicated tone. At some points the tone of the book is comical, a light tone that is almost entertaining. At other points in the book, however, the author uses a drier tone, especially when explaining the complicated mortgage bond system.

The tone of the book is different from other books about finance in that the author focuses more on the people who populate his book than simply their actions. The author gives the reader background on the most important characters in his scenario, offering a lighter tone as he describes the oddness of these characters and the motives that led to their actions during the events he is describing in the book. For this reason, this book tends to be a more reader friendly book for those unaccustomed to the inner working of the financial world that exists on and near Wall Street.