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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What do the authors describe as "having a high joy-to-stuff ratio?"
(a) Life energy.
(b) Being frugal.
(c) Success.
(d) Retirement.

2. What should people be willing to do?
(a) Work for what they want.
(b) Sacrifice income for a job that matches a passion.
(c) Sacrifice family time for more income.
(d) Work more than 40 hours per week.

3. Why do people feel very free when volunteering?
(a) Because they do not have to be there, and can do things their way.
(b) Volunteering requires no skill.
(c) Volunteering can lead to job offers.
(d) Volunteer work is unpaid.

4. What are some good alternatives to buying what is needed?
(a) Sharing, trading, and stealing.
(b) Begging, stealing, and borrowing.
(c) Borrowing, trading, and sharing.
(d) Trading, sharing, and retiring.

5. Statistically, how many Americans are overweight?
(a) Half.
(b) Three-fourths.
(c) Two-thirds.
(d) One-third.

Short Answer Questions

1. What should participants do if they don't make a living from their passion?

2. A person's crossover point is an estimate based on which type of expenses?

3. How should people handle unusual extra expenses?

4. Paying attention to every thought and deciding whether to act on each thought is crucial to what?

5. How does eating a proper diet make sense financially?

Short Essay Questions

1. What job-hunting advice is included in the book?

2. What are the advantages of predicting when the crossover point will occur?

3. What is Step 7? What are the advantages of following this step?

4. How far away from homelessness are most Americans?

5. What do many people try to get from other jobs, other than a paycheck?

6. What is ONE SURE WAY TO SAVE MONEY?

7. What will participants inevitably end up doing if they strive to maximize income and minimize expenses? As a result, what should they do next?

8. Summarize the 10 SURE WAYS TO SAVE MONEY.

9. How should investment income be tracked on the wall chart? What is the significance of this number?

10. What are 1,000,001 SURE WAYS TO SAVE MONEY?

(see the answer keys)

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