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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. What is the meaning of the Spanish word, "aprovechar?"
(a) To approve of all spending choices.
(b) Achieving early retirement.
(c) Having a successful career.
(d) To get full use or full enjoyment out of something.

2. Monthly investment income is calculated by determining current excess money each month, then doing what?
(a) Multiplying it by the current short-term interest rate for U.S. Treasury bonds, then dividing by 12.
(b) Multiplying it by the current short-term interest rate for U.S. Treasury bonds, then multiplying by 12.
(c) Multiplying it by the current long-term interest rate for U.S. Treasury bonds, then dividing by 12.
(d) Multiplying it by the current long-term interest rate for U.S. Treasury bonds, then multiplying by 12.

3. If "work" is different from "paid employment," then which of the following is true?
(a) Cleaning is only work when it's done by a paid professional.
(b) Retirement is the absence of work.
(c) Work includes anything people do to provide a service, including cleaning the house.
(d) Volunteer jobs are not work.

4. What should people be willing to do?
(a) Work more than 40 hours per week.
(b) Work for what they want.
(c) Sacrifice income for a job that matches a passion.
(d) Sacrifice family time for more income.

5. The wall chart's time span is a rough deadline for what?
(a) Achieving financial independence.
(b) Retirement.
(c) Finding a life purpose.
(d) Finding a new career.

Short Answer Questions

1. Paying attention to every thought and deciding whether to act on each thought is crucial to what?

2. What is one sure way to save money?

3. Taking care of possessions and avoiding shopping are part of which list?

4. What may reaching the crossover point cause participants to do?

5. What do the authors warn job-hunters to avoid?

Short Essay Questions

1. Why do volunteers often feel more fulfilled than ever before?

2. What do many people try to get from other jobs, other than a paycheck?

3. What span of time should the wall chart cover? Why?

4. How far away from homelessness are most Americans?

5. How should investment income be tracked on the wall chart? What is the significance of this number?

6. What is ONE SURE WAY TO SAVE MONEY?

7. Describe the nature of 101 SURE WAYS TO SAVE MONEY.

8. What job-hunting advice is included in the book?

9. Why are most people happier when their jobs are not related to their passions?

10. What are 1,000,001 SURE WAYS TO SAVE MONEY?

(see the answer keys)

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