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This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.

Multiple Choice Questions

1. Under which category does money paid to employ servants and service workers fall?
(a) More is better.
(b) Work-related expense.
(c) Cultural.
(d) Keeping up with the neighbors.

2. What is budgeting similar to?
(a) Dieting.
(b) Filing taxes.
(c) Mathematics.
(d) Reducing income.

3. Which perspective is feeling connected to a certain social class part of?
(a) Emotional and psychological.
(b) Cultural.
(c) Life energy.
(d) Personal responsibility and transformation.

4. What are "gazingus pins?"
(a) Clips to attach spending charts to refrigerators or bulletin boards.
(b) Pins to attach to a spending chart to indicate unnecessary expenses.
(c) Larger-than-standard pins.
(d) Any items the reader has an unreasonable amount of, due to habitual shopping.

5. What do most people claim to value more than money?
(a) Their lives.
(b) Their jobs.
(c) Their health.
(d) Their talents.

Short Answer Questions

1. Why are expensive convenience foods considered to be a work expense?

2. What have many people been told by parents and guidance counselors?

3. What might cause readers to feel guilty, after completing Step 1?

4. Why should people ask themselves how they can help others to avoid pain they have experienced?

5. How many perspectives of money are there?

Short Essay Questions

1. What is the first part of Step 1? What is its purpose?

2. What do the two parts of Step 2 allow program participants to track?

3. What are some examples of recreational expense categories?

4. Where does the "rat race" come from?

5. Why do many people give up on their dreams early in life?

6. What is the second part of Step 1? What attitude should participants try to maintain when they see their result?

7. Why is it beneficial to be specific with categories, rather than more general?

8. What is the first part of Step 3?

9. What perspective of money do the authors endorse? Why?

10. Compare a person's typical response to a long-term threat with the typical response to an immediate threat.

(see the answer keys)

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