Retirement in the early part of the century was not an option for most individuals. Aging people in their fifty's and beyond had to continue in the workforce to suffice, unless they were among wealthy individuals that could stop working at any time or any age because they knew their income was sufficient enough to live on. In today's society we have the Social Security System which was established in 1935, to workers who retired at the aage of 65; most private pension plans adopted a comparable age. Only recently has the benefit age changed. Depending on on one's birth year. Full benefits maybe accessible at age sixty-five, sixty-six and sixty-seven. The development of a retired option for workers is a late twentieth century phenomenon. It has emerged for two basic reasons (1) a strong industrial economy that provides sufficient fund for the retired workers, (2) the institutionalize of retirement nationwide through...