In 1980, 56 percent of American adults had at least one credit card. Now, that number has grown to 76 percent (Weiss 49). Accessing credit has gotten easier for everyone. The American society is being pulled into the alluring world of credit cards. Having a credit card increases the impulse to spend more and more. They have become an obsession and have caused people to rely on them. Though at times they can pose as a convenience, their overuse could be the mere result of ignorance. With an overwhelming urge to buy what the eye desires, Americans are overusing credit cards and digging a hole deeper and deeper into debt.

Credit cards were developed by an unlucky businessman how went to a diners Club and forgot his wallet. He asked if he could pay even if he didn't have the cash on hand, The Diners Club hadn't...