“You’ll excuse me if I’m not very free with names.  There’s less reason now than there was five years ago when mother was still living.  But for all that, I had rather cover up our tracks all I can.  But I owe you an explanation, for if your idea of it was wrong, it was a mighty ingenious one all the same.  I’ll have to go back a little so as you may understand all about it.

“My people came from Bucks, England, and emigrated to the States in the early fifties.  They settled in Rochester, in the State of New York, where my father ran a large dry goods store.  There were only two sons:  myself, James, and my brother, Edward.  I was ten years older than my brother, and after my father died I sort of took the place of a father to him, as an elder brother would.  He was a bright, spirited boy, and just one of the most beautiful creatures that ever lived.  But there was always a soft spot in him, and it was like mould in cheese, for it spread and spread, and nothing that you could do would stop it.  Mother saw it just as clearly as I did, but she went on spoiling him all the same, for he had such a way with him that you could refuse him nothing.  I did all I could to hold him in, and he hated me for my pains.

“At last he fairly got his head, and nothing that we could do would stop him.  He got off into New York, and went rapidly from bad to worse.  At first he was only fast, and then he was criminal; and then, at the end of a year or two, he was one of the most notorious young crooks in the city.  He had formed a friendship with Sparrow MacCoy, who was at the head of his profession as a bunco-steerer, green goodsman and general rascal.  They took to card-sharping, and frequented some of the best hotels in New York.  My brother was an excellent actor (he might have made an honest name for himself if he had chosen), and he would take the parts of a young Englishman of title, of a simple lad from the West, or of a college undergraduate, whichever suited Sparrow MacCoy’s purpose.  And then one day he dressed himself as a girl, and he carried it off so well, and made himself such a valuable decoy, that it was their favourite game afterwards.  They had made it right with Tammany and with the police, so it seemed as if nothing could ever stop them, for those were in the days before the Lexow Commission, and if you only had a pull, you could do pretty nearly everything you wanted.

“And nothing would have stopped them if they had only stuck to cards and New York, but they must needs come up Rochester way, and forge a name upon a cheque.  It was my brother that did it, though everyone knew that it was under the influence of Sparrow MacCoy.  I bought up that cheque, and a pretty sum it cost me.  Then I went to my brother, laid it before him on the table, and swore to him that I would prosecute if he did not clear out of the country.  At first he simply laughed.  I could not prosecute, he said, without breaking our mother’s heart,