“How old are you, child?” asked the old man, as if he rather envied tihs rosy creature her youth and health.

“Twelve to-day, sir;” and Marjorie stood up straight and tall, as if mindful of her years.

“Had any presents?” asked the old man, peering up with an odd smile.

“One, sir,—­here it is;” and she pulled out of her pocket a tin savings-bank in the shape of a desirable family mansion, painted red, with a green door and black chimney.  Proudly displaying it on the rude railing of the bridge, she added, with a happy face,—­

“Granny gave it to me, and all the money in it is going to be mine.”

“How much have you got?” asked the old gentleman, who appeared to like to sit there in the middle of the brook, while Jack bathed his feet and leisurely gurgled and sneezed.

“Not a penny yet, but I’m going to earn some,” answered Marjorie, patting the little bank with an air of resolution pretty to see.

“How will you do it?” continued the inquisitive old man.

“Oh, I’m going to pick berries and dig dandelions, and weed, and drive cows, and do chores.  It is vacation, and I can work all the time, and earn ever so much.”

“But vacation is play-time,—­how about that?”

“Why, that sort of work is play, and I get bits of fun all along.  I always have a good swing when I go for the cows, and pick flowers with the dandelions.  Weeding isn’t so nice, but berrying is very pleasant, and we have good times all together.”

“What shall you do with your money when you get it?”

“Oh, lots of things!  Buy books and clothes for school, and, if I get a great deal, give some to granny.  I’d love to do that, for she takes care of me, and I’d be so proud to help her!”

“Good little lass!” said the old gentleman, as he put his hand in his pocket.  “Would you now?” he added, apparently addressing himself to a large frog who sat upon a stone, looking so wise and grandfatherly that it really did seem quite proper to consult him.  At all events, he gave his opinion in the most decided manner, for, with a loud croak, he turned an undignified somersault into the brook, splashing up the water at a great rate.  “Well, perhaps it wouldn’t be best on the whole.  Industry is a good teacher, and money cannot buy happiness, as I know to my sorrow.”

The old gentleman still seemed to be talking to the frog, and as he spoke he took his hand out of his pocket with less in it than he had at first intended.

“What a very queer person!” thought Marjorie, for she had not heard a word, and wondered what he was thinking about down there.

Jack walked out of the brook just then, and she ran to check him up; not an easy task for little hands, as he preferred to nibble the grass on the bank.  But she did it cleverly, smoothed the ruffled mane, and, dropping another curtsy, stood aside to let the little carriage pass.