The two boys walked down to the South Ferry, and, paying their two cents each, entered the ferry boat.  They remained at the stern, and stood by the railing, watching the great city, with its crowded wharves, receding from view.  Beside them was a gentleman with two children,—­a girl of eight and a little boy of six.  The children were talking gayly to their father.  While he was pointing out some object of interest to the little girl, the boy managed to creep, unobserved, beneath the chain that extends across the boat, for the protection of passengers, and, stepping incautiously to the edge of the boat, fell over into the foaming water.

At the child’s scream, the father looked up, and, with a cry of horror, sprang to the edge of the boat.  He would have plunged in, but, being unable to swim, would only have endangered his own life, without being able to save his child.

“My child!” he exclaimed in anguish,—­“who will save my child?  A thousand—­ten thousand dollars to any one who will save him!”

There chanced to be but few passengers on board at the time, and nearly all these were either in the cabins or standing forward.  Among the few who saw the child fall was our hero.

Now Dick was an expert swimmer.  It was an accomplishment which he had possessed for years, and he no sooner saw the boy fall than he resolved to rescue him.  His determination was formed before he heard the liberal offer made by the boy’s father.  Indeed, I must do Dick the justice to say that, in the excitement of the moment, he did not hear it at all, nor would it have stimulated the alacrity with which he sprang to the rescue of the little boy.

Little Johnny had already risen once, and gone under for the second time, when our hero plunged in.  He was obliged to strike out for the boy, and this took time.  He reached him none too soon.  Just as he was sinking for the third and last time, he caught him by the jacket.  Dick was stout and strong, but Johnny clung to him so tightly, that it was with great difficulty he was able to sustain himself.

“Put your arms round my neck,” said Dick.

The little boy mechanically obeyed, and clung with a grasp strengthened by his terror.  In this position Dick could bear his weight better.  But the ferry-boat was receding fast.  It was quite impossible to reach it.  The father, his face pale with terror and anguish, and his hands clasped in suspense, saw the brave boy’s struggles, and prayed with agonizing fervor that he might be successful.  But it is probable, for they were now midway of the river, that both Dick and the little boy whom he had bravely undertaken to rescue would have been drowned, had not a row-boat been fortunately near.  The two men who were in it witnessed the accident, and hastened to the rescue of our hero.

“Keep up a little longer,” they shouted, bending to their oars, “and we will save you.”

Dick heard the shout, and it put fresh strength into him.  He battled manfully with the treacherous sea, his eyes fixed longingly upon the approaching boat.