“You know it, sir?  Then she will never get out again.”

“She will be sunk in five minutes.  Boats, Sterne.  Even one will save you all in this calm.”

The Chinaman stokers went in a disorderly rush for the port boats.  Nobody tried to check them.  The Malays, after a moment of confusion, became quiet, and Mr. Sterne showed a good countenance.  Captain Whalley had not moved.  His thoughts were darker than this night in which he had lost his first ship.

“He made me lose a ship.”

Another tall figure standing before him amongst the litter of the smash on the bridge whispered insanely—­

“Say nothing of it.”

Massy stumbled closer.  Captain Whalley heard the chattering of his teeth.

“I have the coat.”

“Throw it down and come along,” urged the chattering voice.  “B-b-b-b-boat!”

“You will get fifteen years for this.”

Mr. Massy had lost his voice.  His speech was a mere dry rustling in his throat.

“Have mercy!”

“Had you any when you made me lose my ship?  Mr. Massy, you shall get fifteen years for this!”

“I wanted money!  Money!  My own money!  I will give you some money.  Take half of it.  You love money yourself.”

“There’s a justice . . .”

Massy made an awful effort, and in a strange, half choked utterance—­

“You blind devil!  It’s you that drove me to it.”

Captain Whalley, hugging the coat to his breast, made no sound.  The light had ebbed for ever from the world—­let everything go.  But this man should not escape scot-free.

Sterne’s voice commanded—­

“Lower away!”

The blocks rattled.

“Now then,” he cried, “over with you.  This way.  You, Jack, here.  Mr. Massy!  Mr. Massy!  Captain!  Quick, sir!  Let’s get—­

“I shall go to prison for trying to cheat the insurance, but you’ll get exposed; you, honest man, who has been cheating me.  You are poor.  Aren’t you?  You’ve nothing but the five hundred pounds.  Well, you have nothing at all now.  The ship’s lost, and the insurance won’t be paid.”

Captain Whalley did not move.  True!  Ivy’s money!  Gone in this wreck. 
Again he had a flash of insight.  He was indeed at the end of his tether.

Urgent voices cried out together alongside.  Massy did not seem able to tear himself away from the bridge.  He chattered and hissed despairingly—­

“Give it up to me!  Give it up!”

“No,” said Captain Whalley; “I could not give it up.  You had better go.  Don’t wait, man, if you want to live.  She’s settling down by the head fast.  No; I shall keep it, but I shall stay on board.”

Massy did not seem to understand; but the love of life, awakened suddenly, drove him away from the bridge.

Captain Whalley laid the coat down, and stumbled amongst the heaps of wreckage to the side.

“Is Mr. Massy in with you?” he called out into the night.