“Mrs. Kilgour, I know you pretty well.  I repeat, I know you have always ducked out from under—­that’s your nature.  But here’s a thing you can’t dodge.  You’ve got to come to time.  You know how I love Kate.  There isn’t any reason why she shouldn’t marry me.  There’s no excuse for her holding me off the way she does.  You’ve got to fix it for me—­quick!  Understand?  This fluff talk about ‘devotion’ and ‘some day’ doesn’t go.  I want action.  Now hold on!  I don’t mean to threaten—­I’ve been square with you till now.  Good gad, you don’t realize what a price I’ve paid!”

“And now on top of your other insults you are going to twit me again because I have borrowed five thousand dollars from you.  Oh, Dicky, I thought you were more of a gentleman?”

“Mrs. Kilgour, I have simply got to make you understand what I have done for you before you’ll wake up and do something for me.”

“I appreciate what you did, Dicky.  Honestly, I do.  You save me from losing money on my stocks.”

“Where are those stocks?”

She did not look at him.  “I have them put away—­all safe.  They are all right.  Just as soon as business is better I will get your money for you, Dicky.  You shall have it, every cent.”

“Where are those stocks, I say!  Mrs. Kilgour, look at me.  Were are they?”

“Why are you so particular about knowing where they are?” Protecting herself, she showed a flicker of resentment.

“Because you must sell and hand me that money—­at once.”

“I—­I don’t believe I can realize on them just now.  They are—­are down just at present.  They—­”

“What are the stocks?”

“I don’t care to reveal my private business, Richard.”

“It happens to be my business, too.  I’m in trouble.  I must know.  I shall stay here till I find out.  You may as well come across.”

“As soon as I can arrange it—­I will tell you.  Very soon now!”

He snapped himself out of his chair and went across the room to her.  He put his hands on her shoulders and bent his face to hers.

“You haven’t any stocks, Mrs. Kilgour.”

“No,” she whispered, his eyes dominating her.

“What did you do with that money I loaned you?”

“I paid—­a debt.”

“What debt?  Answer!  This thing must be cleared up—­now!”

She began to weep.

“No more hysterics, Mrs. Kilgour.  We are now down to cases.  Something bad will happen if you don’t confide in me.”

Then, cornered, with the impulse of weak natures to seek support from stronger—­to appeal to a victor who cannot be eluded—­she blurted the truth.

“They got to suspecting me when I was cashier for Dalton & Company.  I heard they were going to put experts upon my books, Dicky.  I didn’t want to go to jail.  I would have disgraced Kate.  I knew you loved her and would not want her mother to be arrested.  I had to have that money.  I told you the story about the stocks.  So I was saved from being disgraced.”