Some got rich, or at least appeared to get rich, in a very short space of time.  They grew up like mushrooms in a night.  But they were gone as quickly.  I can point you to at least twenty elegant mansions, built by such men in their heyday of prosperity, that soon passed into other hands.  And I can name to you half a dozen and more, who, when reverses came, were subjected to trials for alleged fraudulent practices, resorted to in extremity as a means of sustaining their tottering credit and escaping the ruin that threatened to engulf them.  One of these, in particular, was a young man whom I raised, and who had always acted with the most scrupulous honesty while in my store.  But he was ardent, ambitious, and anxious to get rich.  His father started him in business with ten thousand dollars capital.  In a little while, he was trading high, and pushing his business to the utmost of its capacity.  At the end of a couple of years, his father had to advance him ten thousand dollars more to keep him from failing.  During the next five years, he expanded with wonderful rapidity, built himself a splendid house, and took his place at the court end of the town, as one of our wealthy citizens.  It was said of him that he had made a hundred thousand dollars.  But the downfall came at last, as come I knew it must.  He toppled over and fell down headlong.  Then it was discovered that he had been making fictitious notes, purporting to be the bills payable of country merchants, which his own credit had carried through a number of the banks, as well as made pass freely to money-brokers.  He had to stand a long and painful trial for forgery, and came within an ace of being sent to the State’s prison.  As soon as the trial closed, he left the city, and I have never heard of him since.”

“But you don’t mean to insinuate,” said Lawrence, rather sternly, “that I would be guilty of forgery in any extremity?”

“Sidney Lawrence!” replied the merchant, speaking in a firm, serious voice, “I am a plain-spoken man, and always tell my real mind when I feel it my duty to do so, whether I give offence or not.  That Solomon spoke truly, when he said, ’He that maketh haste to be rich shall not be innocent,’ I fully believe, because I am satisfied, from what I have seen and know of business, that whoever follows it with an eager desire to make money rapidly, will be subjected to daily temptations, and it will be almost impossible for him not to seek advantages over his neighbour in trade, and trample under foot the interests of others to gain his own.  If this is done in little matters unscrupulously, it will in the end be done in great matters.  What is the real difference, I should like to know, between taking advantage of a man in bargaining, and getting his money by passing upon him a forged note?  The principle is undoubtedly the same, only one is a legal offence and the other is not.  And therefore, I hold that he who takes an undue advantage of his fellow man in