“You can do just as you please, Mr. Tompkins.  It is nothing to me.  You know your own business best.”  This was said with an offended air, in which was something of indifference.

“You are unreasonable, Ellen.”

“Very likely I am; at least in your eyes.  I believe you never had a very exalted opinion of your wife’s good sense:  nor much regard for her wishes!”

“I believe, Ellen,” returned the husband, “that few men regard the happiness of their wives more than I have regarded the happiness of mine.  Perhaps if I had been less considerate, it might have been better for all.”

“Considerate, indeed!  Oh, yes!  You’re very considerate to buy old warehouses to rent, in place of a decent dwelling for your family!  Very considerate that—­wasn’t it?”

At this point of the contest, Mr. Tompkins retired from the field, his forces reduced and in disorder.  He saw but one hope of peace, and that was by an early surrender, and on the best terms that could be made.  The property that he had purchased yielded him about fourteen hundred a year.  To sell this, and build, with the proceeds, a splendid mansion, from which no income could possibly arise, seemed to him an act of egregious folly.  But any thing for peace.  To sell it, and put the money in his business, was a much more desirable act, instead of borrowing money, at an exorbitant interest, in order to make his payments.  He had more than once thought of doing this.  At the time the investment was made, his business operations were light, and he did not need the use of over ten thousand dollars of the timely legacy he had received.  Since then his business had increased, and with this increase came the need of more ready money than he could command.  He did not like the idea of selling his real estate, because he was very confident, from the many improvements going on in the quarter of the city where it was situated, that it would double in value in the course of ten years.  He was so confident of this, that he preferred paying a high rate of interest for money for temporary purposes, rather than sell his property.  So hard did he become pressed at last, that he resorted to the expedient of raising ten thousand dollars on mortgage, at ten per centum per annum.  Wolford held this mortgage, as the reader is aware.

It was with painful reluctance that Mr. Tompkins made up his mind to part with his warehouse property, in order to gratify the love of display which was the besetting sin of his better half.  But, even should he do that, he would have to let ten thousand dollars go to clear off the mortgage; and if it brought him twenty-two or three thousand, or even twenty-five thousand, he would not have enough to build the elegant mansion his wife desired:  and should he build one in a style not consonant with her exalted ideas, his position, instead of being better, would be much worse.