27th. [Sir] W. Pen and I to White Hall, and in the coach did begin our discourse again about Balty, and he promises me to move it this very day.  He and I met my Lord Bruncker at Sir G. Carteret’s by appointment, there to discourse a little business, all being likely to go to rack for lack of money still.  Thence to the Duke of York’s lodgings, and did our usual business, and Sir W. Pen telling me that he had this morning spoke of Balty to Sir W. Coventry, and that the thing was done, I did take notice of it also to [Sir] W. Coventry, who told me that he had both the thing and the person in his head before to have done it, which is a double pleasure to me.  Our business with the Duke being done, [Sir] W. Pen and I towards the Exchequer, and in our way met Sir G. Downing going to chapel, but we stopped, and he would go with us back to the Exchequer and showed us in his office his chests full and ground and shelves full of money, and says that there is L50,000 at this day in his office of people’s money, who may demand it this day, and might have had it away several weeks ago upon the late Act, but do rather choose to have it continue there than to put it into the Banker’s hands, and I must confess it is more than I should have believed had I not seen it, and more than ever I could have expected would have arisen for this new Act in so short a time, and if it do so now already what would it do if the money was collected upon the Act and returned into the Exchequer so timely as it ought to be.  But it comes into my mind here to observe what I have heard from Sir John Bankes, though I cannot fully conceive the reason of it, that it will be impossible to make the Exchequer ever a true bank to all intents, unless the Exchequer stood nearer the Exchange, where merchants might with ease, while they are going about their business, at all hours, and without trouble or loss of time, have their satisfaction, which they cannot have now without much trouble, and loss of half a day, and no certainty of having the offices open.  By this he means a bank for common practise and use of merchants, and therein I do agree with him.  Being parted from Sir W. Pen and [Sir] G. Downing, I to Westminster Hall and there met Balty, whom I had sent for, and there did break the business of my getting him the place of going again as Muster-Master with Harman this voyage to the West Indys, which indeed I do owe to Sir W. Pen.  He is mighty glad of it, and earnest to fit himself for it, but I do find, poor man, that he is troubled how to dispose of his wife, and apparently it is out of fear of her, and his honour, and I believe he hath received some cause of this his jealousy and care, and I do pity him in it, and will endeavour to find out some way to do, it for him.  Having put him in a way of preparing himself for the voyage, I did go to the Swan, and there sent for Jervas, my old periwig maker, and he did bring me a periwig, but it was full of nits, so as I was troubled to see it (it being his old fault),