no friends.  If you had any, you will keep them.  Only those who were friends to your coat and equipage will disappear; the smiling faces will disappear as by enchantment; but the kind hearts will remain steadfastly kind.  Are you so lost, are you so dead, are you so little sure of your own soul and your own footing upon solid fact, that you prefer before goodness and happiness the countenance of sundry diners-out, who will flee from you at a report of ruin, who will drop you with insult at a shadow of disgrace, who do not know you and do not care to know you but by sight, and whom you in your turn neither know nor care to know in a more human manner?  Is it not the principle of society, openly avowed, that friendship must not interfere with business; which being paraphrased, means simply that a consideration of money goes before any consideration of affection known to this cold-blooded gang, that they have not even the honour of thieves, and will rook their nearest and dearest as readily as a stranger?  I hope I would go as far as most to serve a friend; but I declare openly I would not put on my hat to do a pleasure to society.  I may starve my appetites and control my temper for the sake of those I love; but society shall take me as I choose to be, or go without me.  Neither they nor I will lose; for where there is no love, it is both laborious and unprofitable to associate.

But it is obvious that if it is only right for a man to spend money on that which he can truly and thoroughly enjoy, the doctrine applies with equal force to the rich and to the poor, to the man who has amassed many thousands as well as to the youth precariously beginning life.  And it may be asked, Is not this merely preparing misers, who are not the best of company?  But the principle was this:  that which a man has not fairly earned, and, further, that which he cannot fully enjoy, does not belong to him, but is a part of mankind’s treasure which he holds as steward on parole.  To mankind, then, it must be made profitable; and how this should be done is, once more, a problem which each man must solve for himself, and about which none has a right to judge him.  Yet there are a few considerations which are very obvious and may here be stated.  Mankind is not only the whole in general, but every one in particular.  Every man or woman is one of mankind’s dear possessions; to his or her just brain, and kind heart, and active hands, mankind intrusts some of its hopes for the future; he or she is a possible well-spring of good acts and source of blessings to the race.  This money which you do not need, which, in a rigid sense, you do not want, may therefore be returned not only in public benefactions to the race, but in private kindnesses.  Your wife, your children, your friends stand nearest to you, and should be helped the first.  There at least there can be little imposture, for you know their necessities of your own knowledge.  And consider, if all the world did as you did, and according to their means extended help in the circle of their affections, there would be no more crying want in times of plenty and no more cold, mechanical charity given with a doubt and received with confusion.  Would not this simple rule make a new world out of the old and cruel one which we inhabit?