“My dear Sir,” said he, when he had listened to their story, “any friend of Mrs. Westmacott’s is a friend of mine.  Try a pinch.  I wonder that you should have gone to this man Metaxa.  His advertisement is enough to condemn him.  Habet foenum in cornu.  They are all rogues.”

“The doctor was a rogue too.  I didn’t like the look of him at the time.”

“Arcades ambo.  But now we must see what we can do for you.  Of course what Metaxa said was perfectly right.  The pension is in itself no security at all, unless it were accompanied by a life assurance which would be an income in itself.  It is no good whatever.”

His clients’ faces fell.

“But there is the second alternative.  You might sell the pension right out.  Speculative investors occasionally deal in such things.  I have one client, a sporting man, who would be very likely to take it up if we could agree upon terms.  Of course, I must follow Metaxa’s example by sending for a doctor.”

For the second time was the Admiral punched and tapped and listened to.  This time, however, there could be no question of the qualifications of the doctor, a well-known Fellow of the College of Surgeons, and his report was as favorable as the other’s had been adverse.

“He has the heart and chest of a man of forty,” said he.  “I can recommend his life as one of the best of his age that I have ever examined.”

“That’s well,” said Mr. McAdam, making a note of the doctor’s remarks, while the Admiral disbursed a second guinea.  “Your price, I understand, is five thousand pounds.  I can communicate with Mr. Elberry, my client, and let you know whether he cares to touch the matter.  Meanwhile you can leave your pension papers here, and I will give you a receipt for them.”

“Very well.  I should like the money soon.”

“That is why I am retaining the papers.  If I can see Mr. Elberry to-day we may let you have a cheque to-morrow.  Try another pinch.  No?  Well, good-bye.  I am very happy to have been of service.”  Mr. McAdam bowed them out, for he was a very busy man, and they found themselves in the street once more with lighter hearts than when they had left it.

“Well, Westmacott, I am sure I am very much obliged to you,” said the Admiral.  “You have stood by me when I was the better for a little help, for I’m clean out of my soundings among these city sharks.  But I’ve something to do now which is more in my own line, and I need not trouble you any more.”

“Oh, it is no trouble.  I have nothing to do.  I never have anything to do.  I don’t suppose I could do it if I had.  I should be delighted to come with you, sir, if I can be of any use.”

“No, no, my lad.  You go home again.  It would be kind of you, though, if you would look in at number one when you get back and tell my wife that all’s well with me, and that I’ll be back in an hour or so.”