And the most annoying thought is that a little money, judiciously applied, would relieve the burdens and anxieties of most of these people; but affairs seem to be so arranged that money is most difficult to get when people need it most.

A little of what Mr. Bolton has weakly given to unworthy people would now establish his family in a sort of comfort, and relieve Ruth of the excessive toil for which she inherited no adequate physical vigor.  A little money would make a prince of Col.  Sellers; and a little more would calm the anxiety of Washington Hawkins about Laura, for however the trial ended, he could feel sure of extricating her in the end.  And if Philip had a little money he could unlock the stone door in the mountain whence would issue a stream of shining riches.  It needs a golden wand to strike that rock.  If the Knobs University bill could only go through, what a change would be wrought in the condition of most of the persons in this history.  Even Philip himself would feel the good effects of it; for Harry would have something and Col.  Sellers would have something; and have not both these cautious people expressed a determination to take an interest in the Ilium mine when they catch their larks?

Philip could not resist the inclination to pay a visit to Fallkill.  He had not been at the Montague’s since the time he saw Ruth there, and he wanted to consult the Squire about an occupation.  He was determined now to waste no more time in waiting on Providence, but to go to work at something, if it were nothing better, than teaching in the Fallkill Seminary, or digging clams on Hingham beach.  Perhaps he could read law in Squire Montague’s office while earning his bread as a teacher in the Seminary.

It was not altogether Philip’s fault, let us own, that he was in this position.  There are many young men like him in American society, of his age, opportunities, education and abilities, who have really been educated for nothing and have let themselves drift, in the hope that they will find somehow, and by some sudden turn of good luck, the golden road to fortune.  He was not idle or lazy, he had energy and a disposition to carve his own way.  But he was born into a time when all young men of his age caught the fever of speculation, and expected to get on in the world by the omission of some of the regular processes which have been appointed from of old.  And examples were not wanting to encourage him.  He saw people, all around him, poor yesterday, rich to-day, who had come into sudden opulence by some means which they could not have classified among any of the regular occupations of life.  A war would give such a fellow a career and very likely fame.  He might have been a “railroad man,” or a politician, or a land speculator, or one of those mysterious people who travel free on all rail-roads and steamboats, and are continually crossing and recrossing the Atlantic, driven day and night about nobody knows what, and make a great deal of money by so doing.  Probably, at last, he sometimes thought with a whimsical smile, he should end by being an insurance agent, and asking people to insure their lives for his benefit.