Yet at this very moment a factor was coming into his life, a human element, a man to whom in his old age Mark Twain owed more than to any other of his myriad of friends.  One night, when he was with Dr. Clarence C. Rice at the Murray Hill Hotel, Rice said: 

“Clemens, I want you to know my friend, Mr. H. H. Rogers.  He is an admirer of your books.”

Clemens turned and was looking into the handsome, clean-cut features of the great financier, whose name was hardly so familiar then as it became at a later period, but whose power was already widely known and felt among his kind.

“Mr. Clemens,” said Mr. Rogers, “I was one of your early admirers.  I heard you lecture a long time ago on the Sandwich Islands.  I was interested in the subject in those days, and I heard that Mark Twain was a man who had been there.  I didn’t suppose I’d have any difficulty getting a seat, but I did; the house was jammed.  When I came away I realized that Mark Twain was a great man, and I have read everything of yours since that I could get hold of.”

They sat down at a table, and Clemens told some of his amusing stories.  Rogers was in a perpetual gale of laughter.  When at last he rose to go the author and the financier were as old friends.  Mr. Rogers urged him to visit him at his home.  He must introduce him to Mrs. Rogers, he said, who was also his warm admirer.  It was only a little while after this that Dr. Rice said to the millionaire: 

“Mr. Rogers, I wish you would look into Clemens’s finances a little:  I am afraid they are a good deal confused.”

This would be near the end of September, 1893.  On October 18 Clemens wrote home concerning a possible combination of Webster & Co. with John Brisben Walker, of the ‘Cosmopolitan’, and added: 

I have got the best and wisest man of the whole Standard Oil group-a multi-millionaire—­a good deal interested in looking into the type- setter.  He has been searching into that thing for three weeks and yesterday he said to me: 

“I find the machine to be all you represent it.  I have here exhaustive reports from my own experts, and I know every detail of its capacity, its immense construction, its cost, its history, and all about its inventor’s character.  I know that the New York company and the Chicago company are both stupid, and that they are unbusinesslike people, destitute of money and in a hopeless boggle.”

Then he told me the scheme he had planned and said: 

    “If I can arrange with these people on this basis—­it will take
    several weeks to find out—­I will see to it that they get the money
    they need.  In the mean time you ’stop walking the floor’.”