For instance, when he called death ’the great bankruptcy which would make the worldly man, in a moment, the only person in his house not worth a shilling,’ the preacher glanced unconsciously at a secret fear in the caverns of Sturk’s mind, that echoed back the sonorous tones and grisly theme of the rector with a hollow thunder.

There was a time when Sturk, like other shrewd, bustling fellows, had no objection to hear who had an execution in his house, who was bankrupt, and who laid by the heels; but now he shrunk from such phrases.  He hated to think that a clever fellow was ever absolutely beggared in the world’s great game.  He turned his eye quickly from the Gazette, as it lay with other papers on the club table; for its grim pages seemed to look in his face with a sort of significance, as if they might some day or other have a small official duty to perform by him; and when an unexpected bankruptcy was announced by Cluffe or Toole in the club-room, it made his ear ring like a slap, and he felt sickish for half an hour after.

One of that ugly brood of dreams which haunted his nights, borrowed, perhaps, a hint from Dr. Walsingham’s sermon.  Sturk thought he heard Toole’s well-known, brisk voice, under his windows, exclaim, ’What is the dirty beggar doing there? faugh!—­he smells all over like carrion—­ha, ha ha!’ and looking out, in his dream, from his drawing-room window, he saw a squalid mendicant begging alms at his hall-door.  ‘Hollo, you, Sir; what do want there?’ cried the surgeon, with a sort of unaccountable antipathy and fear.  ’He lost his last shilling in the great bankruptcy, in October,’ answered Dunstan’s voice behind his ear; and in the earth-coloured face which the beggar turned up towards him, Sturk recognised his own features—­’’Tis I’—­he gasped out with an oath, and awoke in a horror, not knowing where he was.  ‘I—­I’m dying.’

‘October,’ thought Sturk—­’bankruptcy.  ’Tis just because I’m always thinking of that infernal bill, and old Dyle’s renewal, and the rent.’

Indeed, the surgeon had a stormy look forward, and the navigation of October was so threatening, awful, and almost desperate, as he stood alone through the dreadful watches at the helm, with hot cheek and unsteady hand, trusting stoically to luck and hoping against hope, that rocks would melt, and the sea cease from drowning, that it was almost a wonder he did not leap overboard, only for the certainty of a cold head and a quiet heart, and one deep sleep.

And, then, he used to tot up his liabilities for that accursed month, near whose yawning verge he already stood; and then, think of every penny coming to him, and what might be rescued and wrung from runaways and bankrupts whose bills he held, and whom he used to curse in his bed, with his fists and his teeth clenched, when poor little Mrs. Sturk, knowing naught of this danger, and having said her prayers, lay sound asleep by his side.  Then he used to think, if