It was one cold stormy day in the latter end of December, as Charlotte sat by a handful of fire, the low state of her finances not allowing her to replenish her stock of fuel, and prudence teaching her to be careful of what she had, when she was surprised by the entrance of a farmer’s wife, who, without much ceremony, seated herself, and began this curious harangue.

“I’m come to see if as how you can pay your rent, because as how we hear Captain Montable is gone away, and it’s fifty to one if he b’ant killed afore he comes back again; an then, Miss, or Ma’am, or whatever you may be, as I was saying to my husband, where are we to look for our money.”

This was a stroke altogether unexpected by Charlotte:  she knew so little of the ways of the world that she had never bestowed a thought on the payment for the rent of the house; she knew indeed that she owed a good deal, but this was never reckoned among the others:  she was thunder-struck; she hardly knew what answer to make, yet it was absolutely necessary that she should say something; and judging of the gentleness of every female disposition by her own, she thought the best way to interest the woman in her favour would be to tell her candidly to what a situation she was reduced, and how little probability there was of her ever paying any body.

Alas poor Charlotte, how confined was her knowledge of human nature, or she would have been convinced that the only way to insure the friendship and assistance of your surrounding acquaintance is to convince them you do not require it, for when once the petrifying aspect of distress and penury appear, whose qualities, like Medusa’s head, can change to stone all that look upon it; when once this Gorgon claims acquaintance with us, the phantom of friendship, that before courted our notice, will vanish into unsubstantial air, and the whole world before us appear a barren waste.  Pardon me, ye dear spirits of benevolence, whose benign smiles and cheerful-giving hand have strewed sweet flowers on many a thorny path through which my wayward fate forced me to pass; think not, that, in condemning the unfeeling texture of the human heart, I forget the spring from whence flow an the comforts I enjoy:  oh no!  I look up to you as to bright constellations, gathering new splendours from the surrounding darkness; but ah! whilst I adore the benignant rays that cheered and illumined my heart, I mourn that their influence cannot extend to all the sons and daughters of affliction.

“Indeed, Madam,” said poor Charlotte in a tremulous accent, “I am at a loss what to do.  Montraville placed me here, and promised to defray all my expenses:  but he has forgot his promise, he has forsaken me, and I have no friend who has either power or will to relieve me.  Let me hope, as you see my unhappy situation, your charity—­”