It is true that a liking for cards and a reputation for success gained in former love affairs are not in any sense a substitute for the outward and attractive expressions of a genuine and present passion, but they are better than nothing when they serve to combat such a formidable imputation as that of “seriousness.” Anything is better than that, and as Beatrice Granmichele was inclined to like the man without knowing why, she made the most of the few stories about him which reached her maiden ears, and of his taste for gaming, in order to render him interesting in her own eyes. He did, indeed, make more or less pretty speeches to her from time to time, of a cheerfully complimentary character when he had won money, of a gracefully melancholy nature when he had lost, but she was far too womanly not to miss something very essential in what he said and in his way of saying it. A woman may love flattery ever so much and have ever so strong a moral absorbent system with which to digest it; she does not hate banality the less. There is no such word as banality in the English tongue, but there might be, and if there were, it would mean that peculiarly tasteless and saltless nature of actions and speeches done and delivered by persons who are born dull, or who are mentally exhausted, or are absent-minded, or very shy, but who, in spite of natural or accidental disadvantages are determined to make themselves agreeable. The standard of banality differs indeed for every woman, and with every woman for almost every hour of the day, and men of the world who husband their worldly resources are aware of the fact. Angelina at three in the afternoon, fresh from rest and luncheon—if both agree with her—is wreathed in smiles at a little speech of Edwin’s which would taste like sweet camomile tea after dry champagne, at three in the morning, when the Hungarian music is ringing madly in her ears and there are only two more waltzes on the programme. Music, dancing, lights and heat are to a woman of the world what strong drinks are to a normal man; they may not intoxicate, but they change the humour. Fortunately for San Miniato the young lady whom he wished to marry was not just at present exposed to the action of those stimulants, and her moods were tolerably even. If he had been at all eloquent, the same style of eloquence would have done almost as well after dinner as after breakfast. But the secret springs of love speech were dried up in his brain by the haunting consciousness that much was expected of him. He had never before thought of marrying and had not yet in his life found himself for any length of time constantly face to face in conversation with a young girl, with limitations of propriety and the fear of failure before his eyes. The situation was new and uncomfortable. He felt like a man who has got a hat which does not belong to him, which does not fit him and which will not stay on his head in a high wind. The consequence was that his talk lacked interest, and that he often