Andy took the envelope from his father’s hand, and, opening it, read the following lines: 

“Old friend:  Perhaps by the time you receive this letter you will have heard of the wrong I have done you and yours, and the loss I have brought upon you.  It is to me a source of the greatest sorrow, for I fear you will never recover from it.  I am just ready to go away.  I cannot stay here to receive punishment, for it would tie my hands, and prevent my making reparation, as I hope some day to do.  Why did I go wrong?  I can’t explain, except that it was infatuation.  In a moment of madness I took some of the funds of the bank and risked them in Wall Street.  I lost and went in deeper, hoping to be more fortunate and replace the stolen money.  That is the way such things usually happen.

    “I can say no more, except that it will be my earnest effort to give
    you back the money you will lose by me.  It may take years, but I
    hope we both shall live long enough for me to do it.

    “Nathan Lawrence.”

Andy read this letter in silence and gave it back to his father.

“Do you believe he is sincere?” he asked.

“Yes; he has many good points, and I believe he really feels attached to me.”

“He has taken a strange way to show it.”

“He was weak, and yielded to temptation.  There are many like him.”

“Do you believe he will ever be able to make up the loss?”

“I don’t know.  He is a man of fine business talent, and may be able in time to do something, but his defalcation amounts to twenty thousand dollars.”

“We must try to make the best of it, father.  You have been spending three hundred dollars a year for me, besides the expense of my clothes.  If that is saved, it will make up your loss of income.”

“But, my dear boy, I don’t like to sacrifice your prospects.”

“It won’t be sacrificing them,” said Andy, with forced cheerfulness.  “It will only change them.  Of course, I must give up the thought of a college education, but I may make a success in business.”

“It will be very hard upon you,” said Mr. Grant, sadly.

“No, father.  I won’t deny that I shall be sorry just at first, but it may turn out better for me in the end.”

“You are a good boy, to take it so well, Andy.  I had no right to risk so much, even for a friend like Lawrence.”

“You have known Mr. Lawrence for many years, have you not, father?”

“Yes; we were schoolboys together.  I thought him the soul of honor.  But I ought not to have risked three-quarters of my estate, even for him.”

“You can’t be blamed, father.  You had full confidence in him.”

“Yes, I had full confidence in him,” sighed Mr. Grant.

“And he may yet be able to make up the loss to you.”

Though Andy said this, he only said it to mitigate his father’s regret, for he had very little confidence in the missing cashier or his promises.  He was repaid by seeing his father brighten up.