The Somers family, which we have already partially introduced, occupied a small cottage not quite a mile from Pinchbrook Harbor.  Captain Somers, the head of the family, had been, and was still, for aught his wife and children knew, master of the schooner Gazelle.  To purchase this vessel, he had heavily mortgaged his house and lands in Pinchbrook to Squire Pemberton.  But his voyages had not been uniformly successful, though the captain believed that his earthly possessions, after discharging all his liabilities, would amount to about five thousand dollars.

The mortgage note would become due in June, and Captain Somers had been making a strong effort to realize upon his property, so as to enable him to pay off the obligation at maturity.  Captain Somers had a brother who was familiarly known in the family as uncle Wyman.  He had spent his life, from the age of eighteen, in the South, and at the time of which we write, he was a merchant in Norfolk.

Captain Somers and his brother had been interested together in certain mercantile transactions, and uncle Wyman being the business man, had the proceeds of these ventures in his own hands.

On the 10th of April, only two days before the bombardment of Fort Sumter, Captain Somers had sailed in the Gazelle, with an assorted cargo, for Norfolk.  Before leaving home he had assured his wife that he should not return without effecting a settlement with Wyman, who had postponed it so many times, that the honest sailor began to fear his brother did not mean to deal justly with him.  Nothing had been heard of the Gazelle since her departure from Boston.

Uncle Wyman was known to be a northern man with southern principles, while his brother, though not in the habit of saying much about politics, was fully committed on the side of the government, and was willing to sustain the President in the use of all the coercion that might be necessary to enforce obedience to the laws.  The threatening aspect of affairs at the South had made Captain Somers more than ever anxious to have his accounts adjusted, as all his earthly possessions, except the schooner, were in the hands of his brother; and the fact that uncle Wyman was so strong an advocate of Southern rights, had caused him to make the declaration that he would not return without a settlement.

The financial affairs of the Somers family, therefore, were not in a very prosperous condition, and the solvency of the house depended entirely upon the adjustment with uncle Wyman.  The mortgage note which Squire Pemberton held would be due in June, and as the creditor was not an indulgent man, there was a prospect that even the little cottage and the little farm might be wrested from them.