“Temporal Punishment.” Every sin has two punishments attached to it, one called the eternal and the other the temporal. Let me explain by an example. If I, turning highway robber, waylay a man, beat him and steal his watch, I do him, as you see, a double injury, and deserve a double punishment for the twofold crime of beating and robbing him. He might pardon me for the injuries caused by the beating, but that would not free me from the obligation of restoring to him his watch or its value, for the fact that he forgives me for the act of stealing does not give me the right to keep what justly belongs to him. Now, when we sin against God we in the first place insult Him, and secondly rob Him of what is deservedly His due; namely, the worship, respect, obedience, love, etc., that we owe Him as our Creator, Preserver, and Redeemer.
In the Sacrament of Penance God forgives the insult offered by sinning, but requires us to make restitution for that of which the sin has deprived Him. In every sin there is an act of turning away from God and an act of turning to some creature in His stead. If a soldier pledged to defend his country deserts his army in time of war, he is guilty of a dishonorable, contemptible act; but if, besides deserting his own army, he goes over to aid the enemy, he becomes guilty of another and still greater crime—he becomes a traitor for whom the laws of nations reserve their severest penalties. By sin we, who in Baptism and Confirmation have promised to serve God and war against His enemies, desert Him and go over to them; for Our Blessed Lord has said: He that is not with Me is against Me.
We pay the temporal debt due to our sins, that is, make the restitution, by our penances upon earth, or by our suffering in Purgatory, or by both combined.