Nay, the more the woman is blameless, the more certain is his overthrow, for if it was an expense that was extravagant and unnecessary, and that his wife ran him out by her high living and gaiety, he might find ways to retrench, to take up in time, and prevent the mischief that is in view. A woman may, with kindness and just reasoning, be easily convinced, that her husband cannot maintain such an expense as she now lives at; and let tradesmen say what they will, and endeavour to excuse themselves as much as they will, by loading their wives with the blame of their miscarriage, as I have known some do, and as old father Adam, though in another case, did before them, I must say so much in the woman’s behalf at a venture. It will be very hard to make me believe that any woman, that was not fit for Bedlam, if her husband truly and timely represented his case to her, and how far he was or was not able to maintain the expense of their way of living, would not comply with her husband’s circumstances, and retrench her expenses, rather than go on for a while, and come to poverty and misery. Let, then, the tradesman lay it early and seriously before his wife, and with kindness and plainness tell her his circumstances, or never let him pretend to charge her with being the cause of his ruin. Let him tell her how great his annual expense is; for a woman who receives what she wants as she wants it, that only takes it with one hand, and lays it out with another, does not, and perhaps cannot, always keep an account, or cast up how much it comes to by the year. Let her husband, therefore, I say, tell her honestly how much his expense for her and himself amounts to yearly; and tell her as honestly, that it is too much for him, that his income in trade will not answer it; that he goes backward, and the last year his family expenses amounted to so much, say L400—for that is but an ordinary sum now for a tradesman to spend, whatever it has been esteemed formerly—and that his whole trade, though he made no bad debts, and had no losses, brought him in but L320 the whole year, so that he was L80 that year a worse man than he was before, that this coming year he had met with a heavy loss already, having had a shopkeeper in the country broke in his debt L200, and that he offered but eight shillings in the pound, so that he should lose L120 by him, and that this, added to the L80 run out last year, came to L200, and that if they went on thus, they should be soon reduced.
What could the woman say to so reasonable a discourse, if she was a woman of any sense, but to reply, she would do any thing that lay in her to assist him, and if her way of living was too great for him to support, she would lessen it as he should direct, or as much as he thought was reasonable?—and thus, going hand in hand, she and he together abating what reason required, they might bring their expenses within the compass of their gettings, and be able to go on again comfortably.