A DUNNING LETTER.

State when the debt was contracted, its amount, the fact of it having been long past due, the necessity for immediate payment, and any other facts depending on the peculiarities of the case, which it may seem best to make use of, such as promises to pay, which have not been met; the inconvenience as well as injury and distrust caused by such irregularities, etc.

LETTERS OF INTRODUCTION.

Be just and truthful, avoiding any stereotyped form in letters of introduction.  Never give a letter of introduction unless you have entire confidence in the person to whom it is given; it may reflect on your character or be used against you.  Be very guarded that no expressions may be construed into a letter of credit, thus making the writer liable for payment.  Use no unfounded statements or assertions, over-estimating your friend, as these may prove untrue.

Willing to extend a favor to a friend by giving a letter of introduction, do not be guilty of introducing him to any one in whom he may not place confidence, as he might be a loser by such.

FORM OF A LETTER ORDERING GOODS.

128 Jackson Street,
RICHMOND, VA., May 24, 18—.

Messrs. JONES & SMITH,
867 Market St., Philadelphia.

Gentlemen: Please ship me by Fast Freight as soon
as possible the following goods: 

3 hhds.  N. O. Molasses. 1 bbl.  Granulated Sugar. 5 chests English Breakfast Tea. 2 sacks Mocha Coffee, wanted not ground. 5 boxes Colgate’s Toilet Soap.

I will remit the amount of the invoice immediately
upon the receipt of the goods. 
Yours respectfully,
JAMES C. ADAMS.

* * * * *

ORDERING GOODS AND ENCLOSING PRICE.

RICHMOND, IND., Dec. 29, 18—.

Messrs. MARSHALL FIELD & Co.,
Chicago, Ill.

Gentlemen: Please forward me by American Express at once
1 Lancaster Spread, $3.50
12 yds.  Gingham, small check. (15c.) 1.80
3 doz.  Napkins ($3.00), 9.00
-----
$14.30
For which I inclose P.O.  Money order.

Hoping to receive the goods without delay, I am,

Respectfully,
WILLIAM L. MILLER.

* * * * *

DESIRING TO OPEN AN ACCOUNT.

DAYTON, OHIO, Oct. 12, 18—.

Messrs. HOLMES & WILSON,
Detroit, Mich.

Gentlemen: Having recently established myself in the retail Hardware trade in this city, with fair prospects of success, and being in need of new goods from time to time, would like to open an account with your highly respectable house.

My capital is small, but I have the satisfaction of knowing that what little I possess is the fruit of my own industry and saving.  I can refer you to the well known firm of Smith, Day & Co., of this city, as to my character and standing.

     Should my reference prove satisfactory, please forward me at
     once by U.S.  Express,