Great was the rejoicing of the congregation at Joe’s saving act, and sincere was the sorrow of the other churches, who knew their own creeds were less shaky.  But in the saloon and on the street Joe’s religious act was discussed exclusively on its merits, and the results were such as only special spiritual labor would remove.  For no special change was noticeable in Joe; on Sunday he abjured the world, but on Monday he made things uncomfortable for the Widow Macnilty, whose husband had died in the debt of Tackey & Gatter.  A customer bought some gingham, on Joe’s assurance that the colors were fast, but the first washday failed to confirm Joe’s statement.  The proprietor of the stage line between Bungfield and Cleopas Valley traded horses with Joe, and was afterward heard mentioning his new property in language far more scriptural than proper.

Still, Joe was a church-member, and that was a patent of respectability.  And as he gained years, and building lots, and horses, and commenced discounting notes, his respectability grew and waxed great in the minds of the practical people of Bungfield.  Even good women, real mothers in Israel, could not help thinking, as they sorrowed over the sand in the bottoms of their coffee-cups, and grew wrathful at “runney” flour bought for “A 1 Superfine” of Tackey & Gatter, that Joe would make a valuable husband.  So thought some of the ladies of Bungfield, and as young ladies who can endure the idea of such a man for perpetual partner can also signify their opinions, Joe began to comprehend that he was in active demand.  He regarded the matter as he would a sudden demand for any commodity of trade, and by skillfully manipulating the market he was soon enabled to choose from a full supply.

Thenceforward Joe was as happy as a man of his nature could be.  All his investments were paying well:  the store was prosperous, he was successful in all his trading enterprises, he had purchased, at fearful shaves, scores of perfectly good notes, he realized on loans interest which would cause a usury law to shrivel and crack, his insurance policies brought him fair dividends, and his wife kept house with economy and thrift.  But the church—­the church seemed an unmitigated drag.  Joe attended all the church meetings—­determined to get the worth of the money he was compelled to contribute to the current expenses—­he had himself appointed treasurer, so he could get the use of the church money; but the interest, even at the rates Joe generally obtained, did not balance the amount of his contribution.

Joe worried over the matter until he became very peevish, yet he came no nearer a business-like adjustment of receipts and expenditures.  One day when his venerable partner presented him a certificate of dividend from the Pantagonian Mutual, Joe remarked: 

“Never got any dividends on that other insurance you put me up to taking, partner—­that ’gainst fire risks in the next world, you know.  ’Twill be tough if there’s any mistake—­church does take a sight of money.”