Tom lost his patience and his piety—­“The devil take me,” said he, “if I have made a farthing!”

Just then there were three loud knocks at the street door.  He stepped out to see who was there.  A black man was holding a black horse which neighed and stamped with impatience.

“Tom, you’re come for!” said the black fellow, gruffly.  Tom shrunk back, but too late.  He had left his little Bible at the bottom of his coat pocket, and his big Bible on the desk buried under the mortgage he was about to foreclose:  never was sinner taken more unawares.  The black man whisked him like a child astride the horse and away he galloped in the midst of a thunder-storm.  The clerks stuck their pens behind their ears and stared after him from the windows.  Away went Tom Walker, dashing down the street; his white cap bobbing up and down; his morning-gown fluttering in the wind, and his steed striking fire out of the pavement at every bound.  When the clerks turned to look for the black man he had disappeared.

Tom Walker never returned to foreclose the mortgage.  A countryman who lived on the borders of the swamp, reported that in the height of the thunder-gust he had heard a great clattering of hoofs and a howling along the road, and that when he ran to the window he just caught sight of a figure, such as I have described, on a horse that galloped like mad across the fields, over the hills and down into the black hemlock swamp towards the old Indian fort; and that shortly after a thunder-bolt fell in that direction which seemed to set the whole forest in a blaze.

The good people of Boston shook their heads and shrugged their shoulders, but had been so much accustomed to witches and goblins and tricks of the devil in all kinds of shapes from the first settlement of the colony, that they were not so much horror-struck as might have been expected.  Trustees were appointed to take charge of Tom’s effects.  There was nothing, however, to administer upon.  On searching his coffers all his bonds and mortgages were found reduced to cinders.  In place of gold and silver, his iron chest was filled with chips and shavings; two skeletons lay in his stable instead of his half-starved horses, and the very next day his great house took fire and was burnt to the ground.

Such was the end of Tom Walker and his ill-gotten wealth.  Let all griping money-brokers lay this story to heart.  The truth of it is not to be doubted.  The very hole under the oak trees, from whence he dug Kidd’s money, is to be seen to this day; and the neighboring swamp and old Indian fort is often haunted in stormy nights by a figure on horseback, in a morning-gown and white cap, which is doubtless the troubled spirit of the usurer.  In fact, the story has resolved itself into a proverb, and is the origin of that popular saying prevalent throughout New-England, of “The Devil and Tom Walker.”

Such, as nearly as I can recollect, was the tenor of the tale told by the Cape Cod whaler.  There were divers trivial particulars which I have omitted, and which wiled away the morning very pleasantly, until the time of tide favorable for fishing being passed, it was proposed that we should go to land, and refresh ourselves under the trees, until the noontide heat should have abated.