He made a pretty figure.  He was something of a dandy.  The lapels of the overcoat would have showed that, not to mention the correctly severe necktie.  All his clothes, in fact, had “cut and style,” even to his boots.  In the Five Towns many a young man is a dandy down to the edge of his trousers, but not down to the ground.  Mr Loggerheads looked a young man.  The tranquillity of his career and the quietude of his tastes had preserved his youthfulness.  And, further, he had the air of a successful, solid, much-respected individual.  To be a cashier, though worthy, is not to be a nabob, but a bachelor can save a lot out of over twenty years of regular salary.  And Mr Loggerheads had saved quite a lot.  And he had had opportunities of advantageously investing his savings.  Then everybody knew him, and he knew everybody.  He handed out gold at least once a week to nearly half the town, and you cannot help venerating a man who makes a practice of handing out gold to you.  And he had thrilled thousands with the wistful beauty of his voice in “The Sands of Dee.”  In a word, Simon Loggerheads was a personage, if not talkative.

They went into the drawing-room.  Mary Morfe closed the door gently.  Simon Loggerheads strolled vaguely and self-consciously up to the fireplace, murmuring: 

“So he’s gone out?”

“Yes,” said Mary Morfe, in confirmation of her first statement.

“I’m sorry!” said Simon Loggerheads.  A statement which was absolutely contrary to the truth.  Simon Loggerheads was deeply relieved and glad that Richard Morfe was out.

The pair, aged slightly under and slightly over forty, seemed to hover for a fraction of a second uncertainly near each other, and then, somehow, mysteriously, Simon Loggerheads had kissed Mary Morfe.  She blushed.  He blushed.  The kiss was repeated.  Mary gazed up at him.  Mary could scarcely believe that he was hers.  She could scarcely believe that on the previous evening he had proposed marriage to her—­rather suddenly, so it seemed to her, but delightfully.  She could comprehend his conduct no better than her own.  They two, staid, settled-down, both of them “old maids,” falling in love and behaving like lunatics!  Mary, a year ago, would have been ready to prophesy that if ever Simon Loggerheads—­at his age!—­did marry, he would assuredly marry something young, something ingenuous, something cream-and-rose, and probably something with rich parents.  For twenty years Simon Loggerheads had been marked down for capture by the marriageable spinsters and widows, and the mothers with daughters, of Bursley.  And he had evaded capture, despite the special temptations to which an after-dinner tenor is necessarily subject.  And now Mary Morfe had caught him—­caught him, moreover, without having had the slightest intention of catching him.  She was one of the most spinsterish spinsters in the Five Towns; and she had often said things about men and marriage of which the recollection