[Illustration:  FIG. 53.  The late Robert C. Ogden, Merchant and Philanthropist.  A man of keen, practical, commercial judgment, high ambition, great energy, strong determination, and strong sense of justice, together with idealism, benevolence, optimism, and kindliness.  Note large development of brows; width of forehead across center; high head, domed above temples; large, well-formed nose; long, straight upper lip; straight, firm mouth, and poised, calm, kindly expression.]

[Illustration:  FIG. 54.  Prof.  P.G.  Holden, Agricultural Expert and Teacher.  A fine admixture of the physically frail and bony and muscular type, hence his intellectual interest and ability in agriculture.  Has ambition, energy, and great social and friendly qualities.  Note height and length of head, development of brows, and size and contour of nose.]

[Illustration:  FIG. 55.  W. Nelson Edelsten, Insurance Special Agent.  Keen, observant, alert, ambitious, energetic, courageous, refined, sensitive, emotional, enthusiastic, appreciative of approval, friendly.  Note prominence of brows, high head, large, well-formed nose, chin, and ears, fine texture, high dome over temples, short upper lip, and alert, high-strung, friendly expression.]

[Illustration:  Copyright by Harris & Ewing. FIG. 56.  Dr. Beverly T. Galloway, Assistant Secretary of Agriculture of the United States.  Same as FIG. 8.  Note high crown large prominent nose; very full backhead.]

“Yes, but only enough to live on.”

“Had time to study, didn’t you?”

“No—­always had to work.”

“What about your evenings?  Have to work nights?”

“No.”

“Had a pretty good time, didn’t you?”

“Oh, yes.”

“Out with the fellows and the girls about every night?”

“Yes.”

“Wore good clothes, smoked good cigars, hired livery rigs, took in good shows, lived pretty well, shook dice a little, risked a few dollars on the ponies now and then?”

“Oh, yes; I was no tight-wad.”

“You had to be a good fellow, eh?”

“Sure, I am only going through this world once, so I have had a good time as I’ve gone along.”

“You couldn’t have put in two or three nights a week studying and still have had a good time?”

“Oh, I might have, I s’pose, but I didn’t have the money to buy books.”

“How much do you figure you spent, on an average, on those nights you were out with the boys?”

“Oh, I don’t know; sometimes a dime for a cigar, sometimes three or four dollars for theater tickets, supper, and the trimmings.”

“Well, would it average two bits?”

“Yes, I guess so; all of that.  Maybe more.”

“If you had saved that for two nights a week, it would have counted up about two and a quarter a month.  Buy a pretty good book for that, couldn’t you?”

“S’pose so.”

“And if you had been buying books and studying them, going to night-school, or taking a correspondence course all these years, you would have had an education by now, wouldn’t you?”