per
| Loans. |Membership.| Benefits | Member.
--------------------------------------------------------

1880 | $ 2,808.15| $0.63 | |
1881 | 12,747,09| .87 | |
1882 | 20,386.64| 1.78 | |
1883 | 37,135.20| 2.81 | |
1884 | 39,632.08| 3.48 | |
1885 | 26,683.54| 2.22 | $ 345.50 | $0.61
1886 | 31,835.71| 1.29 | 264.10 | .27
1887 | 49,281.04| 2.34 | 483.45 | .44
1888 | 42,894.75| 2.50 | 669.29 | .59
1889 | 43,540.44| 2.71 | 456.17 | .40
1890 | 37,914.72| 1.53 | 576.65 | .46
1891 | 53,535.73| 2.21 | 622.47 | .47
1892 | 47,732.47| 1.78 | 797.19 | .57
1893 | 60,475.11| 2.25 | 439.64 | .31
1894 | 42,154.17| 1.52 | 680.06 | .56
1895 | 41,657.16| 1.50 | 304.46 | .27
1896 | 33,076.22| 1.39 | 339.86 | .30
1897 | 29,067.04| 1.10 | 279.50 | .25
1898 | 25,237.43| .95 | 390.62 | .35
1899 | 24,234.33| .83 | 320.74 | .29
1900 | 33,238.13| .97 | 178.79 | .17
1901 | 44,652.73| 1.31 | 175.05 | .17
1902 | 45,314.05| 1.22 | 107.28 | .11
1903 | 52,521.41| 1.33 | 159.56 | .16
1904 | 58,728.71| 1.41 | 181.85 | .18
1905 | 55,293.93| 1.37 | 195.46 | .20
1906 | 50,650.21| 1.29 | 147.52 | .15
--------------------------------------------------------- > Total |$991,177.98| | $8116.11 |
--------------------------------------------------------- > Average| 38,145.31| $1.63 | 368.91 | $0.33
--------------------------------------------------------- >

The travelling loan in the Cigar Makers was for some time badly administered.  Until the adoption of the out-of-work benefit, the financial secretaries, moved by sympathy, frequently granted the benefit to members who had never left their jurisdiction and who had no intention of leaving.[197] This practice endangered the entire system.[198] Since the adoption of the out-of-work benefit the amount of loans per capita of membership has diminished.  At present the cost of the travelling benefit in the Cigar Makers is not large; the loans are promptly and efficiently collected.  Data for recent years are not available; but in the period from 1881 to 1901 the sum of $735,266 was loaned and $660,255 was repaid.  The balance outstanding at the close of 1900 was $75,014, and of this a considerable part was collectible.  The net cost of the system for twenty-one years was thus certainly less than $50,000, an average annual cost of about $2400, or an annual average per capita cost of ten cents.  Even in the Typographia, where the benefit is a gift, the annual per capita cost to the membership is not large, varying from eleven to sixty cents, according to the state of employment.