A few of the unions restrict the benefit to members under a certain age at the time of admission. Where such an age limit is imposed it is ordinarily fifty years, but in a few unions it is sixty years.
The following table shows the conditions imposed upon the payment of the death benefit in the more important unions:
Preliminary
Term of
Name of Organization. Age Limit.
Good Standing Required
Bakers ........................... 50 years 3 months Barbers .......................... 50 years 30 days Boot and Shoe Workers ............ 6 months Glass Bottle Blowers ............. None Carpenters ....................... 50 years 6 months Cigar Makers ..................... 50 years 2 years Granite Cutters .................. 6 months Iron Molders ..................... 12 months Iron, Steel and Tin Workers ...... 3 months Leather Workers on Horse Goods ... 1 year Lithographers .................... 30 days Machinists ....................... 6 months Metal Polishers .................. 1 year Metal Workers .................... 12 months Painters ......................... 50 years 1 year Pattern Makers ................... 50 years 52 weeks Piano and Organ Workers .......... 1 year Plumbers ......................... 6 months Stone Cutters .................... 6 months Tailors .......................... 6 months Tobacco Workers .................. 60 years 1 year Typographical Union .............. None Weavers, Elastic Goring .......... 6 months Wood Workers ..................... 60 years 6 months
Only a few unions make good physical condition a requisite for admission to the death benefit. In a small number provision is made that if death result from disease incurred prior to admission the union shall not pay the benefit. In the majority of the unions every member admitted to the union is covered by the death benefit. Some of the unions, such as the Brotherhood of Carpenters, the Boot and Shoe Workers’ Union, the Brotherhood of Painters, and the Pattern Makers’ League, provide a smaller benefit for those not eligible at time of initiation. In the Brotherhood of Carpenters any apprentice under twenty-one years of age, or any candidate for membership over fifty years of age, in ill health and not qualified for full benefit when admitted to the union, is limited to a funeral allowance of fifty dollars.[99] The Boot and Shoe Workers’ Union provides that members of sixty years of age, or those afflicted with chronic diseases at time of initiation, shall be eligible to half benefit only.[100] In the Brotherhood of Painters members of sound health and over fifty years of age when admitted are eligible to a semi-beneficial benefit of fifty dollars and to a funeral benefit of twenty-five dollars in case of death of wife.[101]