The proportion of disability to death claims has decreased in each of these organizations in recent years.  The disability claims paid by the Conductors in 1894 were 15.6 per cent. of the total number, and at the close of 1904, 11.8 per cent.; while among the Firemen the percentages for the biennial terms 1894-1896 and 1902-1904 were 32.9 per cent. and 21.4 per cent., respectively.  The claim statistics of the Trainmen show the same tendency although there are great variations from year to year.  In 1890, 1895 and 1897 the percentage of disability claims rose to 40, 41 and 40, respectively, while in 1888, 1900 and 1903 the percentage fell to 28, 29 and 27, respectively.

Death and disability claims.
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| | Claims Paid. | Per Cent. of| Disability
Name of | Term. |------------------| Disability| Claims per Organization| | Death.|Disability| Claims. | 1000 of
| | | | | Total
| | | | | Membership.
------------|----------|-------|----------|-------------|---
--------- Conductors |1893-1894 | 265 | 49 | 15.6 | 3.8
|1895-1896 | 274 | 46 | 14.3 | 3.1
|1897-1898 | 363 | 63 | 14.8 | 3.6
|1899-1900 | 440 | 55 | 11.1 | 2.6
|1901-1902 | 523 | 81 | 13.4 | 3.2
|1903-1904 | 688 | 92 | 11.8 | 3
| | | | |
| | | | |
Firemen |1894-1896 | 295 | 145 | 32.9 | 6
|1896-1898 | 349 | 118 | 25.3 | 4.3
|1898-1900 | 488 | 174 | 26.3 | 4.7
|1900-1002 | 655 | 186 | 22.1 | 3.9
|1902-1904 | 857 | 234 | 21.4 | 4.3
| | | | |
| | | | |
Trainmen[38]| 1886 | 75 | 37 | 33 | 4.6
| 1887 | 77 | 42 | 35 | 4.8
| 1888 | 145 | 59 | 28 | 5.2
| 1889 | 152 | 69 | 31 | 5.1
| 1890 | 175 | 116 | 40 | 8.6
| 1891 | 264 | 123 | 32 | 6.6
| 1892 | 270 | 145 | 34 | 6.1
| 1893 | 372 | 201 | 35 | 7.1
| 1894 | 304 | 138 | 31 | 6.1
| 1895 | 212 | 147 | 41 | 7.8
| 1896 | 254 | 159 | 38 | 7.2
| 1897 | 240 | 160 | 40 | 6.3
| 1898 | 358 | 165 | 31 | 5.8
| 1899 | 403 | 211 | 34 | 5.7
| 1900 | 498 | 205 | 29 | 4.9
| 1901 | 507 | 231 | 31 | 5.1
| 1902 | 570 | 249 | 30 | 4.7
| 1903 | 788 | 305 | 27 | 4.6
| 1904 | 849 | 374 | 31 | 5.2
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