It is, I think, worthy of consideration, whether, since no wager is binding without a possibility of loss on each side, it is not equally reasonable, that no contract should be valid without reciprocal stipulations; but in this case, and others of the same kind, what is stipulated on his side to whom the bond is given? he takes advantage of the security, neglects his affairs, omits his duty, suffers timorous wickedness to grow daring by degrees, permits appetite to call for new gratifications, and, perhaps, secretly longs for the time in which he shall have power to seize the forfeiture; and if virtue or gratitude should prove too strong for temptation, and a young man persist in honesty, however instigated by his passions, what can secure him at last against a false accusation?  I for my part always shall suspect, that he who can by such methods secure his property, will go one step further to increase it; nor can I think that man safely trusted with the means of mischief, who, by his desire to have them in his hands, gives an evident proof how much less he values his neighbour’s happiness than his own.

Another of our companions is Lentulus, a man whose dignity of birth was very ill supported by his fortune.  As some of the first offices in the kingdom were filled by his relations, he was early invited to court, and encouraged by caresses and promises to attendance and solicitation; a constant appearance in splendid company necessarily required magnificence of dress; and a frequent participation of fashionable amusements forced him into expense:  but these measures were requisite to his success; since every body knows, that to be lost to sight is to be lost to remembrance, and that he who desires to fill a vacancy, must be always at hand, lest some man of greater vigilance should step in before him.

By this course of life his little fortune was every day made less:  but he received so many distinctions in publick, and was known to resort so familiarly to the houses of the great, that every man looked on his preferment as certain, and believed that its value would compensate for its slowness:  he, therefore, found no difficulty in obtaining credit for all that his rank or his vanity made necessary:  and, as ready payment was not expected, the bills were proportionably enlarged, and the value of the hazard or delay was adjusted solely by the equity of the creditor.  At length death deprived Lentulus of one of his patrons, and a revolution in the ministry of another; so that all his prospects vanished at once, and those that had before encouraged his expenses, began to perceive that their money was in danger; there was now no other contention but who should first seize upon his person, and, by forcing immediate payment, deliver him up naked to the vengeance of the rest.

In pursuance of this scheme, one of them invited him to a tavern, and procured him to be arrested at the door; but Lentulus, instead of endeavouring secretly to pacify him by payment, gave notice to the rest, and offered to divide amongst them the remnant of his fortune:  they feasted six hours at his expense, to deliberate on his proposal; and at last determined, that as he could not offer more than five shillings in the pound, it would be more prudent to keep him in prison, till he could procure from his relations the payment of his debts.