One of the most eminent members of our club is Mr. Edward Scamper, a man of whose name the Olympick heroes would not have been ashamed.  Ned was born to a small estate, which he determined to improve; and therefore, as soon as he became of age, mortgaged part of his land to buy a mare and stallion, and bred horses for the course.  He was at first very successful, and gained several of the king’s plates, as he is now every day boasting, at the expense of very little more than ten times their value.  At last, however, he discovered, that victory brought him more honour than profit:  resolving, therefore, to be rich as well as illustrious, he replenished his pockets by another mortgage, became on a sudden a daring bettor, and resolving not to trust a jockey with his fortune, rode his horse himself, distanced two of his competitors the first heat, and at last won the race by forcing his horse on a descent to full speed at the hazard of his neck.  His estate was thus repaired, and some friends that had no souls advised him to give over; but Ned now knew the way to riches, and therefore without caution increased his expenses.  From this hour he talked and dreamed of nothing but a horse-race; and rising soon to the summit of equestrian reputation, he was constantly expected on every course, divided all his time between lords and jockeys, and, as the unexperienced regulated their bets by his example, gained a great deal of money by laying openly on one horse and secretly on the other.  Ned was now so sure of growing rich, that he involved his estate in a third mortgage, borrowed money of all his friends, and risked his whole fortune upon Bay Lincoln.  He mounted with beating heart, started fair, and won the first heat; but in the second, as he was pushing against the foremost of his rivals, his girth broke, his shoulder was dislocated, and before he was dismissed by the surgeon, two bailiffs fastened upon him, and he saw Newmarket no more.  His daily amusement for four years has been to blow the signal for starting, to make imaginary matches, to repeat the pedigree of Bay Lincoln, and to form resolutions against trusting another groom with the choice of his girth.

The next in seniority is Mr. Timothy Snug, a man of deep contrivance and impenetrable secrecy.  His father died with the reputation of more wealth than he possessed:  Tim, therefore, entered the world with a reputed fortune of ten thousand pounds.  Of this he very well knew that eight thousand was imaginary:  but being a man of refined policy, and knowing how much honour is annexed to riches, he resolved never to detect his own poverty; but furnished his house with elegance, scattered his money with profusion, encouraged every scheme of costly pleasure, spoke of petty losses with negligence, and on the day before an execution entered his doors, had proclaimed at a public table his resolution to be jolted no longer in a hackney coach.