of ready Money, which I am laying out among my Dependants at the common Interest, but with a Design to lend it according to their Merit, rather than according to their Ability.  I shall lay a Tax upon such as I have highly obliged, to become Security to me for such of their own poor Youth, whether Male or Female, as want Help towards getting into some Being in the World.  I hope I shall be able to manage my Affairs so, as to improve my Fortune every Year, by doing Acts of Kindness.  I will lend my Money to the Use of none but indigent Men, secured by such as have ceased to be indigent by the Favour of my Family or my self.  What makes this the more practicable, is, that if they will do any one Good with my Money, they are welcome to it upon their own Security:  And I make no Exception against it, because the Persons who enter into the Obligations, do it for their own Family.  I have laid out four thousand Pounds this way, and it is not to be imagined what a Crowd of People are obliged by it.  In Cases where Sir ROGER has recommended, I have lent Money to put out Children, with a Clause which makes void the Obligation, in case the Infant dies before he is out of his Apprenticeship; by which means the Kindred and Masters are extremely careful of breeding him to Industry, that he may repay it himself by his Labour, in three Years Journeywork after his Time is out, for the Use of his Securities.  Opportunities of this kind are all that have occurred since I came to my Estate; but I assure you I will preserve a constant Disposition to catch at all the Occasions I can to promote the Good and Happiness of my Neighbourhood.

’But give me leave to lay before you a little Establishment which has grown out of my past Life, that I doubt not, will administer great Satisfaction to me in that Part of it, whatever that is, which is to come.

’There is a Prejudice in favour of the Way of Life to which a Man has been educated, which I know not whether it would not be faulty to overcome:  It is like a Partiality to the Interest of one’s own Country before that of any other Nation.  It is from an Habit of Thinking, grown upon me from my Youth spent in Arms, that I have ever held Gentlemen, who have preserved Modesty, Good-nature, Justice, and Humanity in a Soldier’s Life, to be the most valuable and worthy Persons of the human Race.  To pass through imminent Dangers, suffer painful Watchings, frightful Alarms, and laborious Marches for the greater part of a Man’s Time, and pass the rest in a Sobriety conformable to the Rules of the most virtuous civil Life, is a Merit too great to deserve the Treatment it usually meets with among the other part of the World.  But I assure you, Sir, were there not very many who have this Worth, we could never have seen the glorious Events which we have in our Days.  I need not say more to illustrate the Character of a Soldier, than to tell you he is the very contrary to him you observe loud, sawcy, and over-bearing in a red