&nb
sp;                                       dols.
    80 acres of land, 12,000 dols., half cost 6,000
    Trees, such as orange, olive, fruit, etc. 2,000
    House and barn 2,500
    Horses 400
    Cow 50
    Poultry 25
    Furniture, etc. 600
    Waggon, tools, etc. 400
    Labour, per year, 3 men, etc., for, 3 years,
      including living 4,000
    Interest on 6,000 dols. at 8%—­480 dols. per
      year, 3 years 1,440
                                                ------
                                          dols. 17,415

Leaving a balance of 2,585 dols. for first payment of land, or for other improvements and unforeseen expenses.

Profit the fourth year should be about 4,000 to 5000 dols. at the lowest.

How to start with a capital of 10,000 dols., i.e., say L2,000.

dols. dols.

40 acres of land .. .. .. .. 6,000
House and barn .. .. .. .. 1,200
Well and pump .. .. .. .. 100
Horses .. .. .. .. 200
Waggon and tools .. .. .. .. 350
Furniture, etc .. .. .. .. 500
Cow .. .. .. .. 50
Trees, etc. .. .. .. .. 1,200
Seed, etc. .. .. .. .. 100
.. .. .. .. ——­ 9,700
Living one year, etc.; incidentals .. 300
.. .. .. .. -----
dols. 10,000

PROFITS.

dols.   dols.
First year.—­Land between the trees,
cultivated in potatoes, vegetables,
etc.                ..  .. .. ..              500
Poultry, eggs, etc. ..  .. .. ..              150
—–­     650

(Eggs and poultry pay for groceries.  Many families are doing this now.)

dols. dols.

Second year.—­The same as above .. 650

Third year.—­The same as above .. 650
    Yield from Fruit, 10 dols. per acre .. 400
                                                  ——­ 1,050

Fourth year.—­The same from poultry, etc. 650
    From Fruit trees, 50 dols. per acre .. 2,000
                                                  ——­ 2,650

Fifth year.—­The orchard is now in good
    bearing, and should pay from 100 to
    250 dols. per acre; say the lowest .. 4,000

(No time to attend to any but Fruit trees unless a man is employed, so only the return of Fruit trees is given).

Sixth year.—­The orchard now pays, if properly
    attended to, from 150 to 350 dols. per acre;
    say the lowest .. 6,000