of depositors in this institution, on the 23d July, was nineteen hundred and seventy-six; the whole number of deposits was three hundred and five thousand seven hundred and ninety-six dollars and seventy cents, (about L60,000.) Of these depositors, nine hundred and seventy-eight are factory girls, and the amount of their funds now in the bank, is estimated by Mr. Carney, in round numbers, at one hundred thousand dollars, (about L20,000.) It is a common thing for one of these girls to have five hundred dollars (about L100 sterling) in deposit, and the only reason why she does not exceed this sum is the fact, that the institution pays no interest on any larger sum than this.  After reaching this amount, she invests her remaining funds elsewhere.”

In confirmation of this description of the state of the Lowell population, I have obtained, through the kindness of a friend in Massachusetts, the following parallel statistics to a recent date:—­

“PUBLIC SCHOOLS.—­By the report of the school committee for the year ending on the 5th of Fourth Month (April) 1841, it appears that the whole number of pupils in the schools, who attended during the whole or part of the year, was 5,830.  The whole amount expended by the city for these schools, during the year, was 18,106 dollars, 51 cents.

“SABBATH SCHOOLS.—­The number of scholars and teachers in the Sabbath Schools, connected with the various religious societies in Lowell, during the year ending on the 5th of Seventh Month (July) 1841, was 5,493.

“SAVINGS BANK.—­The Lowell Institution for Savings, in its report of Fifth Month (May), 1840, acknowledges 328,395 dollars, 55 cents, deposits, from 2,137 persons; together with 16,093 dollars, 29 cents, nett amount received for interest on loans and dividends in stocks, less expense and dividends paid—­making in all, 344,488 dollars, 84 cents; nett amount of interest, 24,714 dollars, 61 cents.  Within the year, 120,175 dollars, 69 cents, had been deposited, and 70,384 dollars, 24 cents, drawn out.

    “PAUPERS.—­The whole expense of the city for the support of the
    poor, during the year ending on the 31st of Twelfth Month
    (December) 1840, was 2,698 dollars, 61 cents.”

As a proof, slight yet significant, of the spread of intellectual cultivation, I ought not to omit a notice of the “Lowell Offering,” a little monthly magazine, of original articles, written exclusively by the factory girls.  The editor of the Boston Christian Examiner commends this little periodical to those who consider the factory system to be degrading and demoralizing; and expresses a doubt “whether a committee of young ladies, selected from the most refined and best educated families in any of our towns and cities, could make a fairer appearance in type than these hard-working factory girls.”

The city of Lowell has been distinguished by British tourists as the Manchester of the United States; but, in view of the facts above related, an American has declared it to be “not the Manchester of the United States.”