There are said to be 6,000 dealers in jewelry and precious stones in the city of Bombay, and they all seem to be doing a flourishing business, chiefly with the natives, who are very fond of display and invest their money in precious stones and personal adornments of gold and silver, which are safer and give more satisfaction than banks.

You can see specimens of every race and nation in the native city, nearly always in their own distinctive costumes, and they are the source of never-ending interest—­Arabs, Persians, Afghans, Rajputs, Parsees, Chinese, Japanese, Malays, Lascars, Negroes from Zanzibar, Madagascar and the Congo, Abyssinians.  Nubians, Sikhs, Thibetans, Burmese, Singalese, Siamese and Bengalis mingle with Jews, Greeks and Europeans on common terms, and, unlike the population of most eastern cities, the people of Bombay always seem to be busy.

Many enterprises usually left for the municipal authorities of a city to carry on cannot be undertaken by the government of India because of the laws of caste, religious customs and fanatical prejudices of the people.  The Hindu allows no man to enter his home; the women of a Mohammedan household are kept in seclusion, the teachings of the priests are contrary to modern sanitary regulations, and if the municipal authorities should condemn a block of buildings and tear it down, or discover a nuisance and attempt to remove it, they might easily provoke a riot and perhaps a revolution.  This has happened frequently.  During the last plague a public tumult had to be quelled by soldiers at a large cost of life because of the efforts of the government to isolate and quarantine infected persons and houses.  These peculiar conditions suggested in Bombay the advantage of a semi-public body called “The Improvement Trust,” which was organized a few years ago by Lord Sandhurst, then governor.  The original object was to clear out the slums and infected places after the last plague, to tear down blocks of rotten and filthy tenement-houses and erect new buildings on the ground; to widen the streets, to let air and light into moldering, festering sink holes of poverty, vice and wretchedness; to lay sewers and furnish a water supply, and to redeem and regenerate certain portions of the city that were a menace to the public health and morals.  This work was intrusted to twelve eminent citizens, representing each of the races and all of the large interests in Bombay, who commanded the respect and enjoyed the confidence of the fanatical element of the people, and would be permitted to do many things and introduce innovations that would not be tolerated if suggested by foreigners, or the government.